It is often difficult to understand his auto insurance. However, disaster, we realize that ultimately we have not made the right choices.
Here are some steps to understand better his contract and choose the right options.
Most policyholders tend to refer to the price of their insurance premiums to make their choice. If the
price is important, it should not be your only choice.
CIVIL LIABILITY AND LIMITATIONS
So-called third-party warranty contains at minimum liability insurance.
It is compulsory and coversdamage you might
cause accidents whether they be physical or material. On the other hand, it doesnot cover you you and your vehicle. If you feel that the value of your vehicle does not
require to takea guarantee all risks, it is your choice. It depends on its starting value. On the other hand, it isimportant to cover you as a driver in an accident.
THE INDIVIDUAL DRIVER GUARANTEE
To cover you you as a driver, accidents causing physical injuries, it is important to purchase anindividual guarantee driver.
This warranty does not always part of the insurance contract to the third party, so it's a clause to be added to your contract, an important not to neglect clause.
INSURANCE ALL RISKS
The term insurance all risk can be confusing. It includes the liability and insurance covering your own
wounds or repair on your vehicle. However, insurance all risks does not mean that you are covered
foreverything. Also, some impose such limits on interventions. For others still, it is for you to choose thecoverages, such as theft, glass breakage, fire, weather...
THE PRICE OF THE FRANCHISE
Finally, if some insurance companies have very low prices, they often compensate on the prices of the
franchises. In addition, the operation of franchises is often explained in a complex manner, it is
important to speak with your insurance company in order to understand the limits of your car
insurance.